Who we are

Founded in 2014, Alif has grown into one of the leading fintech companies in Central Asia, and is now growing beyond. Alif offers an ecosystem of in-house developed financial and technological solutions: the most widely used finance app alif mobi, popular Point-of-sales financing payment system, the largest online retail platform alif shop and a cheap, fast and safe remittance system.

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Ethnical fintech

Ethical fintech

We are committed to Shariah-compliance across our products and processes. We do not market our values, we simply make them clear to investors and other stakeholders.

Exploring beyond
national borders

EXISTING MARKETS

checkTajikistan

checkUzbekistan

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expanding to

Pakistan

Saudi Arabia

Bangladesh

Egypt

Indonesia

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Products

RemittanceSoon

With Alif Pay, soon you can seamlessly remit money globally, benefiting from unparalleled flexibility.

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Send funds directly to bank accounts, digital wallets, cards, or arrange for cash pickup at local outlets using either your debit card or one of Alif Pay's convenient payment cards.

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Benefit from competitive rates, unparalleled convenience, and robust security measures while also gaining access to a wide array of supplementary financial services.

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Simplify your international money transfers and enhance your financial capabilities with Alif Pay.

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Send Now Pay LaterSoon

Enabling sharia complaint micro finance for UAE resident who wants to remit money to their loved ones in their home country and pay later in short flexible terms.

You can soon leverage Alif Pay's "Send Now, Pay Later" service to remit money globally with flexibility. Send funds directly to bank accounts, digital wallets, cards, or for cash pickup at local outlets. Enjoy competitive rates, convenience, and security while also accessing a range of additional financial services. Alif Pay promotes financial inclusion and offers a comprehensive solution for your international money transfer needs, allowing you to send now and settle later.

Corporate PayrollSoon

Alif Pay Corporate Payroll service is strategically crafted to create a robust financial ecosystem, empowering businesses to provide enhanced value to their employees. Beyond the fundamental function of salary transfers, our service extends to offer a wide array of financial benefits. This means that employees can take full advantage of a range of financial services, contributing to their overall financial well-being and security.

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Portfolio

alif bank

Providing technologies and services based on transparency and client orientation. One of the mosttrusted banks in Tajikistan.

alif bank
alif salom

Over 300 000 POS lending users and 90% market share in Tajikistan.

salom.alif.tj
alif shop

Market leader in Tajikistan and fast growing in Uzbekistan.

alif nasiya

Over 33% of POS lending market share in 14 regions of Uzbekistan.

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alif visa

Over 50% of the Visa payments market in Tajikistan.

visa.alif.tj
alif mobi

Over 50% market share in Tajikistan.

alif academy

Developing the IT sector and reducing brain drain from the country. Over 2500 programmers trained for free.

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alif academy

Enabling sharia compliant micro finance for UAE expat communities to remit money to their home countries and pay later in a short, flexible terms.

alifpay.ae

Team

A team dedicated to winning the hearts

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Contacts

Shafique Ibrahim
Shafique Ibrahim

CEO

Shafique Ibrahim
Zuhursho Rahmatulloev

Co-founder of Alif

Any queries?
let us know