FinTech based on technology and noble values

FinTech based on technology and noble values

Fly now, Pay later

Who we are

Founded in 2014, Alif has grown into one of the leading fintech companies in Central Asia, and is now growing beyond. Alif offers an ecosystem of in-house developed financial and technological solutions: the most widely used finance app alif mobi, popular Point-of-sales financing payment system, the largest online retail platform alif shop and a cheap, fast and safe remittance system.

Ethical fintech

We are committed to Shariah-compliance across our products and processes. We do not market our values, we simply make them clear to investors and other stakeholders.

Exploring beyond
national borders

Existing markets

Tajikistan

UAE

Uzbekistan

Being explored

Pakistan

Saudi Arabia

Bangladesh

Egypt

Indonesia

Products

Coming soon

Buy Now, Pay Later

Experience the future of hassle-free shopping with Buy Now, Pay Later (BNPL). This revolutionary payment method allows you to make purchases instantly and pay over time without accruing interest, providing unparalleled flexibility and convenience. With BNPL, you can enjoy your favorite products now while managing your budget effectively through smaller, manageable installments. Say goodbye to waiting for payday and hello to instant gratification with BNPL – the smarter way to shop!

Coming soon

Digital gold

Invest seamlessly in digital gold through our platform, enabling you to buy, sell, and redeem with ease. Enjoy the convenience of investing in gold without physical ownership, backed by robust security measures. Benefit from liquidity, transparency, and real-time market data, empowering you to make informed investment decisions. Join the digital gold revolution and invest in your financial future today!

Coming soon

Fly Now, Pay Later

Discover the convenience of Fly Now, Pay Later (FNPL) for hassle-free travel financing. With FNPL, you can book your flights instantly and spread the cost over time with flexible repayment options. Enjoy transparent pricing, instant approval, and the freedom to explore the world without financial stress. Say goodbye to upfront payments and hello to seamless travel experiences with FNPL – your ticket to unforgettable journeys!

Coming soon

Send Now Pay Later

Enabling sharia complaint micro finance for UAE resident who wants to remit money to their loved ones in their home country and pay later in short flexible terms.

You can soon leverage AlifX`s "Send Now, Pay Later" service to remit money globally with flexibility. Send funds directly to bank accounts, digital wallets, cards, or for cash pickup at local outlets. Enjoy competitive rates, convenience, and security while also accessing a range of additional financial services. AlifX promotes financial inclusion and offers a comprehensive solution for your international money transfer needs, allowing you to send now and settle later.

Coming soon

Remittance

With AlifX, soon you can seamlessly remit money globally, benefiting from unparalleled flexibility.

Send funds directly to bank accounts, digital wallets, cards, or arrange for cash pickup at local outlets using either your debit card or one of AlifX`s convenient payment cards.

Benefit from competitive rates, unparalleled convenience, and robust security measures while also gaining access to a wide array of supplementary financial services.

Simplify your international money transfers and enhance your financial capabilities with AlifX.